:root {
  --ink: #172126;
  --muted: #59666a;
  --sea: #176f7a;
  --sea-dark: #103f47;
  --gold: #b5763d;
  --paper: #f7f4ee;
  --line: rgba(23, 33, 38, 0.13);
  --white: #fff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, "Noto Sans SC", Arial, sans-serif;
  line-height: 1.65;
}
a { color: inherit; }
img { max-width: 100%; }
.wrap { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.site-header {
  position: sticky;
  z-index: 20;
  top: 0;
  border-bottom: 1px solid rgba(255,255,255,.12);
  background: rgba(15,47,53,.96);
  color: #fff;
}
.nav { display: flex; min-height: 66px; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 11px; text-decoration: none; font-weight: 800; }
.brand-mark { display: grid; width: 34px; height: 34px; place-items: center; border-radius: 7px; background: #fff; color: var(--sea-dark); font-size: 13px; }
.brand-copy { display: flex; flex-direction: column; line-height: 1.15; }
.brand-copy small { margin-top: 4px; color: rgba(255,255,255,.7); font-size: 11px; font-weight: 500; }
.nav-links { display: flex; align-items: center; gap: 20px; font-size: 14px; font-weight: 700; }
.nav-links a { text-decoration: none; }
.nav-links .language { padding: 7px 10px; border: 1px solid rgba(255,255,255,.34); border-radius: 6px; }
.hero {
  min-height: 600px;
  display: grid;
  align-items: end;
  color: #fff;
  background: linear-gradient(90deg, rgba(8,27,31,.93) 0%, rgba(8,27,31,.70) 52%, rgba(8,27,31,.2) 100%), url('/assets/hub-straits-quay.webp') center/cover no-repeat;
}
.hero-inner { padding: 96px 0 66px; }
.eyebrow { margin: 0 0 13px; color: #e6b56c; font-size: 12px; font-weight: 800; text-transform: uppercase; }
h1, h2, h3 { margin-top: 0; line-height: 1.18; }
h1 { max-width: 780px; margin-bottom: 22px; font-size: clamp(42px, 6vw, 72px); }
.hero-lead { max-width: 690px; margin: 0 0 28px; color: rgba(255,255,255,.86); font-size: 19px; }
.hero-actions, .cta-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.btn { display: inline-flex; min-height: 46px; align-items: center; justify-content: center; padding: 11px 18px; border: 1px solid transparent; border-radius: 6px; text-decoration: none; font-size: 14px; font-weight: 800; }
.btn.primary { background: #1b8792; color: #fff; }
.btn.secondary { border-color: rgba(255,255,255,.5); color: #fff; }
.quick-answer { background: #fff; }
.quick-answer-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 54px; padding: 58px 0; align-items: center; }
.quick-answer h2, .section-head h2 { margin-bottom: 16px; font-size: clamp(30px, 4vw, 46px); }
.quick-answer p { margin: 0; color: var(--muted); }
.price-box { overflow: hidden; border: 1px solid var(--line); border-radius: 8px; box-shadow: 0 15px 40px rgba(23,33,38,.08); }
.price-row { display: grid; grid-template-columns: 1fr auto; gap: 24px; padding: 15px 20px; background: #fff; }
.price-row + .price-row { border-top: 1px solid var(--line); }
.price-row strong { white-space: nowrap; }
.price-row.total { background: #103f47; color: #fff; }
.price-note { margin-top: 12px!important; font-size: 12px; }
.section { padding: 78px 0; }
.section-head { max-width: 750px; margin-bottom: 34px; }
.section-head p:last-child { color: var(--muted); }
.budget-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.budget-card { padding: 26px; border: 1px solid var(--line); border-radius: 8px; background: #fff; }
.number { display: grid; width: 36px; height: 36px; margin-bottom: 22px; place-items: center; border-radius: 50%; background: #e7f0ee; color: var(--sea-dark); font-size: 13px; font-weight: 800; }
.budget-card h3 { margin-bottom: 10px; font-size: 22px; }
.budget-card p { margin: 0; color: var(--muted); }
.visual-break { display: grid; grid-template-columns: 1.25fr .75fr; min-height: 390px; background: #103f47; color: #fff; }
.visual-break img { width: 100%; height: 100%; min-height: 390px; object-fit: cover; }
.visual-copy { display: flex; flex-direction: column; justify-content: center; padding: 52px; }
.visual-copy h2 { margin-bottom: 16px; font-size: 38px; }
.visual-copy p { margin: 0; color: rgba(255,255,255,.76); }
.cost-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 56px; }
.cost-list { border-top: 1px solid var(--line); }
.cost-item { display: grid; grid-template-columns: 180px 1fr; gap: 28px; padding: 24px 0; border-bottom: 1px solid var(--line); }
.cost-item h3 { margin: 0; font-size: 19px; }
.cost-item p { margin: 0; color: var(--muted); }
.timeline { display: grid; grid-template-columns: repeat(5, 1fr); margin-top: 36px; border-top: 2px solid #b9cfca; }
.timeline-step { position: relative; padding: 25px 18px 0 0; }
.timeline-step:before { position: absolute; top: -7px; left: 0; width: 12px; height: 12px; border-radius: 50%; background: var(--sea); content: ""; }
.timeline-step strong, .timeline-step span { display: block; }
.timeline-step span { margin-top: 7px; color: var(--muted); font-size: 13px; }
.compare-section { background: #eaf1ef; }
.compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.compare-card { padding: 28px; border-radius: 8px; background: #fff; }
.compare-card h3 { font-size: 24px; }
.compare-card ul { margin: 0; padding-left: 20px; color: var(--muted); }
.faq-list { max-width: 900px; }
details { padding: 20px 0; border-top: 1px solid var(--line); }
details:last-child { border-bottom: 1px solid var(--line); }
summary { cursor: pointer; font-weight: 800; }
details p { margin: 13px 0 0; color: var(--muted); }
.sources { margin-top: 25px; color: var(--muted); font-size: 13px; }
.sources a { color: var(--sea); font-weight: 700; }
.cta { padding: 70px 0; background: #f3e7cf; }
.cta-layout { display: grid; grid-template-columns: 190px 1fr; gap: 42px; align-items: center; }
.cta img { display: block; width: 190px; height: 190px; border: 6px solid #fff; border-radius: 50%; object-fit: cover; object-position: 50% 24%; }
.cta h2 { margin-bottom: 14px; font-size: 38px; }
.cta p { max-width: 740px; color: var(--muted); }
.cta .btn.secondary { border-color: var(--sea); color: var(--sea-dark); }
.disclaimer { padding: 24px 0; color: #687377; background: #fff; font-size: 12px; }
.footer { padding: 28px 0 88px; background: #102f35; color: rgba(255,255,255,.72); font-size: 13px; }
.footer .wrap { display: flex; justify-content: space-between; gap: 20px; }
.mobile-contact { display: none; }

.calculator-section { padding: 72px 0 82px; background: #fff; }
.calculator-intro { max-width: 1080px; margin-bottom: 32px; }
.calculator-intro h2 { margin-bottom: 14px; font-size: clamp(32px, 3.5vw, 46px); }
.calculator-title-break { display: none; }
.calculator-intro > p:last-child { margin: 0; color: var(--muted); }
.calculator-grid { display: grid; grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr); gap: 26px; align-items: start; }
.calculator-card { overflow: hidden; border: 1px solid var(--line); border-radius: 12px; background: #fff; box-shadow: 0 18px 48px rgba(23,33,38,.09); }
.calculator-inputs { padding: 26px; }
.calculator-output { position: sticky; top: 88px; padding: 26px; }
.calculator-card-head { display: flex; gap: 14px; align-items: flex-start; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.calculator-card-head > span { display: grid; flex: 0 0 36px; width: 36px; height: 36px; place-items: center; border-radius: 50%; background: #e7f0ee; color: var(--sea-dark); font-size: 12px; font-weight: 800; }
.calculator-card-head h3 { margin: 1px 0 5px; font-size: 22px; }
.calculator-card-head p { margin: 0; color: var(--muted); font-size: 13px; }
.calculator-field { display: block; min-width: 0; margin: 22px 0 0; padding: 0; border: 0; }
.calculator-field > span, .calculator-field legend { display: block; margin-bottom: 8px; padding: 0; color: #39464b; font-size: 12px; font-weight: 800; letter-spacing: .04em; text-transform: uppercase; }
.calculator-field small { display: block; margin-top: 8px; color: var(--muted); font-size: 11px; line-height: 1.5; }
.money-input { display: grid; grid-template-columns: auto 1fr; overflow: hidden; border: 1px solid var(--line); border-radius: 8px; background: #faf9f6; }
.money-input:focus-within { border-color: var(--sea); box-shadow: 0 0 0 3px rgba(23,111,122,.12); }
.money-input b { display: grid; min-width: 54px; place-items: center; border-right: 1px solid var(--line); color: var(--muted); font-size: 12px; }
.money-input input { width: 100%; min-height: 50px; padding: 10px 14px; border: 0; outline: 0; background: transparent; color: var(--ink); font: inherit; font-size: 18px; font-weight: 700; }
.segmented-control { display: grid; grid-template-columns: 1fr 1fr; overflow: hidden; border: 1px solid var(--line); border-radius: 8px; background: #f7f5f1; }
.segmented-control label { position: relative; cursor: pointer; }
.segmented-control input { position: absolute; opacity: 0; pointer-events: none; }
.segmented-control span { display: grid; min-height: 46px; padding: 9px 12px; place-items: center; color: var(--muted); font-size: 13px; font-weight: 700; text-align: center; }
.segmented-control label + label span { border-left: 1px solid var(--line); }
.segmented-control input:checked + span { background: var(--sea-dark); color: #fff; }
.segmented-control input:focus-visible + span { outline: 3px solid rgba(23,111,122,.25); outline-offset: -3px; }
.loan-panel { margin-top: 20px; padding: 18px; border-radius: 9px; background: #eef5f3; }
.range-heading { display: flex; justify-content: space-between; gap: 20px; font-size: 13px; font-weight: 800; }
.range-heading strong { color: var(--sea); font-size: 18px; }
.loan-panel input[type="range"] { width: 100%; margin: 16px 0 4px; accent-color: var(--sea); }
.range-scale { display: flex; justify-content: space-between; color: var(--muted); font-size: 10px; }
.loan-panel p { margin: 10px 0 0; color: var(--sea-dark); font-size: 12px; font-weight: 700; }
.calculator-advanced { margin-top: 20px; padding: 0; border: 1px solid var(--line); border-radius: 8px; }
.calculator-advanced:last-child { border-bottom: 1px solid var(--line); }
.calculator-advanced summary { padding: 15px 16px; list-style-position: inside; font-size: 13px; }
.advanced-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; padding: 0 16px 18px; border-top: 1px solid var(--line); }
.mini-options { display: flex; flex-wrap: wrap; gap: 8px 14px; color: var(--muted); font-size: 13px; }
.mini-options input { accent-color: var(--sea); }
.calculator-identity { margin: 18px 0 0; color: var(--muted); font-size: 11px; }
.calculator-total { margin: 22px 0 14px; padding: 22px; border-radius: 10px; background: var(--sea-dark); color: #fff; }
.calculator-total span, .calculator-total small { display: block; color: rgba(255,255,255,.72); font-size: 12px; }
.calculator-total strong { display: block; margin: 5px 0; color: #f4cf8e; font-size: clamp(30px, 4vw, 43px); line-height: 1.2; }
.calculator-warning { margin: 0 0 14px; padding: 12px 14px; border: 1px solid #e7c582; border-radius: 8px; background: #fff7e8; color: #78551d; font-size: 12px; }
.calculator-costs { border-top: 1px solid var(--line); }
.calculator-cost-row { display: grid; grid-template-columns: minmax(0,1fr) auto; gap: 18px; padding: 12px 0; border-bottom: 1px solid var(--line); font-size: 13px; }
.calculator-cost-row span { color: var(--muted); }
.calculator-cost-row small { display: block; margin-top: 2px; color: #819095; font-size: 10px; }
.calculator-cost-row strong { white-space: nowrap; }
.calculator-divider { height: 8px; margin: 2px 0; border-bottom: 1px solid var(--line); background: #f7f5f1; }
.calculator-summary-row { display: grid; grid-template-columns: minmax(0,1fr) auto; gap: 18px; padding: 14px 0; font-size: 13px; font-weight: 800; }
.calculator-summary-row.muted { padding-top: 0; color: var(--muted); font-weight: 600; }
.calculator-summary-row strong { white-space: nowrap; }
.not-included { margin: 10px 0 18px; padding: 15px; border-radius: 8px; background: #f3f0e9; }
.not-included strong { font-size: 12px; }
.not-included p { margin: 5px 0 0; color: var(--muted); font-size: 11px; }
.report-button { width: 100%; border: 0; background: var(--gold); color: #fff; cursor: pointer; }
.calculator-note, .calculator-disclaimer { color: var(--muted); font-size: 11px; }
.calculator-note { margin: 9px 0 0; text-align: center; }
.calculator-disclaimer { max-width: 900px; margin: 22px auto 0; text-align: center; }
.report-panel { margin-top: 22px; padding-top: 22px; border-top: 1px solid var(--line); }
.report-panel h3 { margin-bottom: 15px; font-size: 19px; }
.report-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.report-fields label { color: var(--muted); font-size: 11px; font-weight: 700; }
.report-fields label.full { grid-column: 1 / -1; }
.report-fields input, .report-fields select { width: 100%; min-height: 42px; margin-top: 5px; padding: 8px 10px; border: 1px solid var(--line); border-radius: 6px; background: #fff; color: var(--ink); font: inherit; }
.consent { display: grid; grid-template-columns: auto 1fr; gap: 9px; margin: 15px 0; color: var(--muted); font-size: 11px; }
.consent input { margin-top: 3px; accent-color: var(--sea); }
.website-field { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.report-status { margin: 10px 0 0; color: var(--muted); font-size: 12px; }
.report-success { display: inline-block; margin-top: 9px; color: var(--sea); font-size: 13px; font-weight: 800; }

@media (min-width: 821px) {
  .calculator-title-break { display: initial; }
  html[lang="zh-Hant"] .calculator-intro h2 { white-space: nowrap; }
}

@media (max-width: 820px) {
  .nav-links a:not(.language) { display: none; }
  .hero { min-height: 560px; background-position: 60% center; }
  .hero-inner { padding: 80px 0 48px; }
  h1 { font-size: 44px; }
  .quick-answer-grid, .cost-layout, .visual-break, .cta-layout, .calculator-grid { grid-template-columns: 1fr; }
  .calculator-output { position: static; }
  .budget-grid, .timeline { grid-template-columns: 1fr; }
  .budget-card { padding: 22px; }
  .visual-break img { min-height: 280px; }
  .visual-copy { padding: 38px 24px; }
  .cost-item { grid-template-columns: 1fr; gap: 8px; }
  .timeline { border-top: 0; border-left: 2px solid #b9cfca; }
  .timeline-step { padding: 0 0 27px 24px; }
  .timeline-step:before { top: 6px; left: -7px; }
  .compare-grid { grid-template-columns: 1fr; }
  .cta-layout { text-align: center; }
  .cta img { margin: 0 auto; }
  .cta-actions { justify-content: center; }
  .footer .wrap { flex-direction: column; }
  .mobile-contact { position: fixed; z-index: 30; right: 0; bottom: 0; left: 0; display: grid; grid-template-columns: 1fr 1fr; background: #fff; box-shadow: 0 -6px 20px rgba(0,0,0,.12); }
  .mobile-contact a { padding: 15px 10px; text-align: center; text-decoration: none; font-size: 13px; font-weight: 800; }
  .mobile-contact a:last-child { background: #1b8792; color: #fff; }
}

@media (max-width: 480px) {
  .wrap { width: min(100% - 28px, 1120px); }
  h1 { font-size: 38px; }
  .hero-lead { font-size: 17px; }
  .section { padding: 58px 0; }
  .price-row { gap: 15px; padding: 14px; font-size: 13px; }
  .visual-copy h2, .cta h2 { font-size: 31px; }
  .calculator-section { padding: 58px 0 66px; }
  .calculator-inputs, .calculator-output { padding: 20px; }
  .advanced-grid, .report-fields { grid-template-columns: 1fr; }
  .report-fields label.full { grid-column: auto; }
  .calculator-total strong { font-size: 30px; }
}